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Postal Training Centre Important Questions and Answers

 All questions are mandatory. 


 Q.1 What is the initial deposit amount for opening of PPF Account? 250 500 1000 750 Q.2 In PPF Account, deposit of any sum in multiples of ___rupees shall be made in a Financial Year. 500 100 50 5 Q.1 What is the initial deposit amount for opening of Sukanya Samriddhi Account: 250 500 1000 750 Q.2 What is the Minimum and maximum deposit in Senior citizen saving scheme ? SCSS खातेमूनतम व् अिधकतम जमा की जा सकनेवाली धनरािश ा है 500 & 500000 1000 & 1000000 1500 & 1500000 1000 & 1500000 Q. 3. What is the CBS Command for closing a SSA ? SSA खाता को बंद करनेकेिलए CBS कमांड ा है? CSCCAAC CAOLARD HCAAC HACLI Q 4. SB 45 is used for - एसबी 45 का उपयोग िकया जाता है - Preliminary receipt for opening a new account Register of Passed warrants For depositing Passbook for any purpose none of the above Q 5. What will be RD rebate for 11 months advance of a RD account having denomination of Rs. 1500 120 150 600 Nil Q 6. Full form of MPKBY is Mahila Pradhan Kshetriya Bachat Yojna Mahila Pradhan Kendriya Bachat Yojna Mahila Pradhan kisan Bachat Yojna Mahila Pradhan Kshetriya bima Yojna Q 7. What is the full form of PMLA Preventive Money Laundering Act Prevention of Money Laundering Act Prevention of Money and Land Act None of the above Q 8. What is the full form of CFT ? Combating of Finance and Terrorism Control on finance Terrorism Combating of Financing of Terrorism None of the above. Q 9. Stamps are supplied to SO from : CSD ISP Nasik PSD HO Q10. SCSS Account can be extended for __ Years. 4 Years 1 Years 3 Years 5 Years Q11. Protected saving scheme for RD accounts is admissible for maximum denomination of Rs 50 100 500 10 Q 12. In case any discrepancy, passbook will be retained and receipt form__ will be issued to the depositor. SB 26 SB 45 SB 28 NC 4a Q. 13. A saving account having no transaction since 05.06.2017 will be treated as silent account from ------. 01.04.2020 05.06.2020 01.04.2021 05.05.2021 Q 14. For suspected transaction under PML Act, the list is to be prepared & sent to Head of the Division on:- Same working day ( उसी काय$िदवस) Third day following the day of transaction (लेनदेन के बाद तीसरेिदन) Fifth day following the day of transaction (लेनदेन के बाद पांचवेिदन) Seventh day following the day of transaction (लेनदेन के बाद सातवेिदन) Correct answer Same working day ( उसी काय$िदवस) Q 15. “0340” along with SOL ID will represent BO settlement Account Sundary Account Exceptional Account Office Account Q 16. What is the command in finacle for Closing of SB Account CDEDUP CCRC CMRC HCAAC Q 17. Which one is not correct about Saving Bank Account a) An adult can open only one SB account in his/her name. a minor who has attained the age of ten years, can open account in his own name Joint account can be opened with three adults. All are Correct Q 18. Joint Account in Senior Citizen Saving Scheme can be opened with ____ only Spouse Son Daughter Any of family member Q 19. A GDS BPM is eligible for incentive on annual net SB deposits @ rate of: 0.5 % 1 % 2 % No incentive Q 20. What is the time limit within which the POSB deceased claim should be settled? POSB One day 7 days one month two weeks Q 21. Which of the following account can be closed without any time restriction ? TD SCSS RD PPF Q 22. CTM commands is used for : CTM Enquiry cheque Book Opening of Account Withdrawal Closure of Account Q 23. What is the minimum initial amount for opening of Philately Deposit Account 500 200 5000 1000 Q 24. What is the fee for supply of information under RTI act 2005 in CD ? 10 20 50 30 Correct answer 50 Q 25. For Yugal Suraksha PLI Policy, Minimum and Maximum age of Insurant should be between __? 21 - 45 18 - 45 18 - 40 21 - 40 Q 26. What is maximum number of deposit in PPF account in a financial year ? 12 1 11 None of the above Correct answer None of the above Q 27. What is the percentage of deduction from deposit amount of a MIS account, if it closes after 1 year from date of opening ? 1 % 1.5 % 2 % None of the above Q 28. What will be mandatory KYC documents from the followings to be taken for opening SSA account ? Bank account of guardian PAN Card of the father of a Child Date of Birth of Child None of the above Q 29. What type of form is used in transfer of an Account ? SB 100 SB 10 B SB 10 None of the above Q 30. PMI of TD account will be applicable to the deposit at the rate of _ TD rate SB rate 1 % less existing TD rate None of the above Correct answer SB rate Q 31. What is the minimum denomination of a RD account that can be opened ? 10 50 100 500 Correct answer 100 Q 32. Who is 2nd appellate authority under RTI act ? RTI Director Postal Services CPMG CIC DG Posts Q 33. When Postal Life Insurance scheme was introduced ? PLI 01.01.1884 01.02.1884 01.03.1884 01.04.1884 Q 34. In which year Rural Postal Life Insurance scheme was introduced ? RPLI 24.3.1995 1996 1884 1985 Q 35. When NPS was opened for all Indian citizen ? 01.04.2004 01.01.2004 01.05.2009 01.01.2010 Q 36. What is the fee for renewal of registration of BRP ? Free of cost 100 250 200 Q 37. In CBS, CCRC menu is invoked for __ CBS म, CCRC मेनू __ केिलए लागूिकया गया है Modify RD Account Creation of CIF Enquiry of Account None of the above Q 38. What is the maximum limit of deposit in POSB account ? POSB खातेमजमा की अिधकतम सीमा ा है? No Limit 100000 1000000 None of the above Q 39. NC 41 form is used for _? (NC 41 फॉमकाउपयोग ___ के िलए िकयाजाताहै) ? Transfer of Certificate to another person Pledging of certificate as security Purchase of Certificate None of the above Q 40. What is the age criteria for girl child for opening of SSA ? एसएसए खोलनेकेिलए एक बािलका की आयु मानदंड ा है? 0 to 5 years 0 to 15 years 0 to 14 years 0 to 10 years Q 41. What is the form used for closing of a SB account ? SB खातेको बंद करनेकेिलए िकस form का उपयोग िकया जाता है? SB 103 SB 7 SB 7 A SB 3 Q 42. What is minimum contribution amount in NPS account in a particular Financial Year ? 4000 50000 6000 1000 Q 43. Who is the first Appellate authority in DOP under RTI ? आरटीआई के तहत डीओपी मपहला अपीलीय +ािधकारी कौन है? SPOs PMG SSPOs DPS Q 44. Who will sanction the PLI matured death claim of Rs. 10 lakh ? 10 Lakh SPOs PMG SSPOs Sr. Postmaster/Postmaster Q 45. What is present POSB interest rate ? वत$मान डाकघर बचत खाता .ाज दर ा है? 4 % 3.5 % 3.0 % 4.5 % Q 46. What is the maximum withdrawal from SB account from BO in a day ? 5000 25000 15000 None of the above Q 47. What is the validity period of normal IFS MO 30 Days 40 Days 45 Days 15 Days Q 48. Time limit for filing 1st Appeal before FAA is __ Days from receipt of RTI Reply. 45 30 90 None of the above Q 49. What is the fee for inspection of documents for first half an hour under RTI 2005? Free 5.00 100 50 Q 50. How many digits of unique number in PRAN Card ? एक PRAN काड$िकतनेसं/ा का होता है? 12 16 15 10 Q 51. What is the cost of one My stamp Sheet ? एक माई 0ांप शीट की कीमत ा है? 150 250 300 350 Q 52. What is the minimum number of articles required for posting under Direct Post 1500 5000 10000 1000 Q 53. Which of the following is not true about POSB account. POSB Joint account can be opened with 2 adults only Minimum withdrawal is Rs. 50/- Cheque Account minimum balance Rs. 1000 All are correct Q 54. Which of the following is not true about POSB RD account. POSB Account period is 5 Years. It can be further extended with or without deposit It can be opened single or joint with 2 adults only All are correct Correct answer It can be opened single or joint with 2 adults only Q 55. Which of the following is true about PPF account. Account period is 15 Years. It can be further extended for 5 years No Court Attachment of the balance exists in PPF Account All are correct Correct answer All are correct Q 56. Which of the following is true about SSA account. SSA Subsequent deposit any amount up to 150000 in a FY in multiple of Rs. 50/- It can be opened for first two survived girl child only It can be prematurely closed under certain condition All are correct Correct answer All are correct Q 57. Which of the following is not true about NSC account. NSC One time initial deposit at the time of opening of account Account duration is 5 Years. It can be prematurely closed under certain condition It qualifies for IT exemption. Q 58. There are __ types of account under NPS scheme. 1 2 3 4 Q 59. The maximum limit of amount invest under NSC/KVP is __. 1000 1000000 2000000 No Such Limits Q 60. Core Banking Solution introduced in the year __in DOP 2010 2012 2013 2018 Correct answer 2013 Q 61. Full form of 'AePS' is -- 'AePS' का पूण$2प है - Aadhar enabled payment service Aadhaar enabled payment system Aadhaar enabled paid system Aadhaar enabling payment service Q 62. Full form of 'IRDAI' is -- Insurance regulatory Development authority of India Insurance Regulatory and Development Authority of India Insurance Regulatory and Development Authority None of the above Q 63. Full form of 'NSDL' is -- 'NSDL' का पूण$2प है - National Securities Depositories Ltd National Security and Depository Limited National Security & Deposits Limited None of the above Q 64. Full form of 'CRM' is -- 'CRM' का पूण$2प है - Customer Relationship Management Customer Relation Manager Customer Relation Management None of the above Q 65. Full form of 'NI" is -- 'NI' का पूण$2प है - Network Integration News Information Network Integrator None of the above Q. 66. A Minor of 10 Years of age can operate SB Account independently. True False Q. 67. BO Slip is used for Documents supplied from BO to SO. BO 34प का उपयोग BO से SO को आपूित$िकए गए द5ावेज़ोंकेिलए िकया जाता है True False Q. 68. Unavailed Joining Time can be credited in to EL account. Unavailed जॉइिनंग टाइम को EL खातेमजमा िकया जा सकता है। True False Correct answer True Q. 69. Paternity Leave will be debited into Leave Account. िपतृ; अवकाश को छु =ी खातेमडेिबट िकया जाएगा। True False Q. 70. Beat List and Route Map is maintained by NDSO. Beat सूची और 2ट मैप एनडीएसओ ?ारा बनाए रखा जाता है। True False Q. 71. India Post Payment Bank is a subsidiary company of India Post. इंिडया पो0 पेमट ब@क इंिडया पो0 की एक सहायक कंपनी है। True False Q. 72. Internet Banking/Mobile Banking facility is available in POSB account. POSB खातेमइंटरनेट ब@िकंग / मोबाइल ब@िकंग सुिवधा उपलA है। True False Q. 73. Under e Post, cost of one A 4 size paper message is Rs. 10/- ई पो0 के तहत, एक ए 4 आकार के कागज संदेश की लागत Rs. 10/- है True False Q. 74. A POSB customer can not transfer amount to other bank through IPPB. एक POSB Bाहक IPPB के माCम से अ ब@क को रािश ह5ांतDरत नहींकर सकता है। True False Q. 75. India Post offers 6 types of insurance schemes under PLI. इंिडया पो0 पीएलआई के तहत 6 +कार की बीमा योजनाएं+दान करता है। True False Q 76. A single/individual can deposit Maximum Rs. __ Under MIS Account. एमआईएस खातेके तहत एक E3F अिधकतम G. _जमा कर सकता है। 300000 450000 900000 Q 77. Preservation period of Mail List is _____. मेल सूची का संरHण अविध है___ 2 Year 18 Month 6 Month 1 month Q 78. Preservation period of List of MO Paid is ____एमओ भुगतान की सूची का संरHण अविध ____ है | 2 Year 18 Month 6 Month 1 month Q 79. Preservation period of SO Daily Account is _____SO Daily Account का संरHण अविध _____ है | 2 Year 18 Month 6 Month 1 month Q 80. Preservation period of BO Daily Account is _____BO Daily Account का संरHण अविध _____ है | 2 Year 18 Month 6 Month 1 month Q 81. Preservation period of Speed Post manifesto is _____Speed Post Manifesto का संरHण अविध _____ है | 2 Year 18 Month 6 Month 1 month Q 82. Preservation period of "Nominal Roll" is ____"Nominal Roll" का संरHण अविध ____ है | 2 Year 5 Year 6 Month 10 Year Q 83. Preservation period of "Order Book" is ____"Order Book" का संरHण अविध ____ है | 2 Year 5 Year Permanent 10 Year Q 84. A Government Servant who completed _ years of Service can avail HBA. एक सरकारी सेवक िजसने _ वष$की सेवा पूरी की है, वह HBA का लाभ उठा सकता है। 2 Year 5 Year 1 Year 10 Year Q 85. UP to __ %, LTC advance can be taken. LTC अिBम __% तक िलया जा सकता है। 50 % 100 % 90 % No Advance Q 86. A Government Servant can avail maximum _ CL stretch at a Time. एक सरकारी कम$चारी एक समय म अिधकतम _ सीएल का लाभ उठा सकता है। 2 3 5 8 Q 87. A Government Servant can avail maximum _ EL stretch at a Time. एक सरकारी कम$चारी एक समय म अिधकतम __ ईएल का लाभ उठा सकता है। 15 180 60 365 Q 88. Time line of disposal of RTI Case is __, if it involves the life or liberty of a Person. RTI 24 Hours 30 Hours 48 Hours 72 Hours Q 89. No. of Child Care Leave admissible to Woman Employees in her service period is ___. 365 Days 180 Days 730 Days 2 Years. Q 90. Commemorative Stamps can be printed __ times 1 time only 2 times only 3 times only Many times. Q 91. A Silent Account can be revived with the verification of __ Supervisor at HO 1 2 3 4 Q 92. RD Discontinued account can be revived within __ months. 1 2 6 4 Q 93. RD Account can be prematurely closed after __ years from date of its opening. आरडी खाता समय सेपहले खोलनेकी तारीख से __ वषL के बाद बंद िकया जा सकता है। 1 2 3 4 Q 94. There are __ types of Consumer forums for Customers. Bाहकोंकेिलए __ +कार के उपभोFा फोरम ह@।1 2 3 4 Correct answer 3 Q 95. The National Consumer Disputes Redressal Commission (NCDRC) is a ____ commission in India. राNOीय उपभोFा िववाद िनवारण आयोग (NCDRC) भारत म ____ आयोग है quasi-judicial Judicial Q 96. Maximum of Amount of ____ can be received in a single remittance under WUMTS. (WUMTS के तहत एक ही +ेषण म ____ की अिधकतम रािश +ाP की जा सकती है।) USD 2500 USD 3000 USD 4500 USD 1000 Q 97. Under Endowment Assurance (EA) Policy, Maximum age limit to entry is __ ईए पॉिलसी के तहत, +वेश की अिधकतम आयुसीमा __ है | 40 45 55 50 Q 98. As per India Post Citizen Charter, Policy bond will be issued within __ days. India Post िसटीजन चाट$र के अनुसार, पॉिलसी बांड __ िदनोंके भीतर जारी िकया जाएगा। 30 days 45 Days 10 Days 15 Days Correct answer 15 Days Q 99. In CBS Post Offices, time limit for Transfer of Account is ___, if request presented at any HO. सीबीएस डाकघरोंम, खातेके ह5ांतरण की समय सीमा ___ है, यिद अनुरोध िकसी भी HO म+5ुत िकया गया है। 3 Days 1 Day 10 Days 30 Days Correct answer 1 Day Q 100. In CBS Post Offices, time limit for issue of duplicate Passbook is ___, if request presented at any SO. सीबीएस डाकघरोंम, डु3Qके ट पासबुक जारी करनेकी समय सीमा ___ है, यिद अनुरोध िकसी भी SO पर +5ुत िकया गया हो 3 Working Days 1 Working Days 7 Working Days 15 Working Days 2 nd Examination Test 1 POSB joint account opened by maximum person ? a) 2 b) 5 c) 4 d) None 2 Basic Savings Accounts are discontinued since date of receipt of SB Order 13/2019 a) 18.02.2019 b) 18.12.2019 c) 01.02.20219 d) None 3 Minimum amount for subsequent deposit in SB a/c is? a Rs.05/- b)Rs.10/- c) Rs.20 /- d) None 4 Rate of interest is revised by MoF in---- a) Quarterly b)Halfyearly c) Annual d) None 5 Transfer of account can be done by ? a) SO b) HO only c) Botha&b d) None 6 An account becomes ‘Silent Accounts’ if no deposit or withdrawal has taken place for ? a) 2Year b) 3Year c) 4Year d) None 7 Nomination can be made in the name of maximum ---------- individuals. a) 2 b) 5 c) 4 d) None 8 Witness shall be required in case of a literate depositor for this purpose? a) 2 b) 5 c) 4 d) No 9 The maturity period RD Account is -----years. a) 2 b) 5 c) 4 d) None 10 The RD account may be continued for a further period of up to a maximum of----- years? a) 5 b) 2 c) 4 d) None 11 In PPF a/c default fee for year is ? 1)Rs.100/- 2)Rs.50/- 3)Rs.500/- 4) None 12 How many withdrawal allowed in a year in PPF a/c? 1)Only one 2) Four 3)Six 4)All 13 In PPF pre mature closer sanction will be issued by— 1) Head postmaster 2)DPS 3)Div.head 4) All 14 Transfer of PPF a/c from post office to Bank through? 1)SB-10(a) 2) SB-10(b) 3)SB-7 4) Both 1&2 15 PPF a/c can be continued after 15 year for a block -------year? 1) 3 Year 2)5 Year 3) 5month 4)None 16 Fee for duplicate pass book or a PPF A/C is--- 1) Rs.1/- 2) Rs.10/- 3) Rs.100/- 4)None 17 Which type of pass book used in PO for 1/2/3/5 TD/ KVP/NSC ? 1) SB-5A 2) SB-5 3) Both 4)SB-7 18 Subsequent deposit in PPF account can also be made at BOs but only through ? 1)Cheque 2) Cash 3) Both 4) DD 19 The particulars of the records destroyed will be noted in a register of records destroyed in, Form ? 1)ACG-67 2) ACG-71 3) ACG-91 4) Both 1&2 20 The DOP Mobile Banking for POSB account customers of CBS Offices has been launched on 1) 10.02.1990 2) 15.10.2019 3) 2016 4) 1986 21 Intra Operable Internet Banking service has been functioning since ------? 1) 14.12.2018 2) 2018 3) 12.04.2016 4) 24.08.2018 22 Payment of commission on deposit of PO Time Deposit Accounts shall be made to GDS Branch Postmasters in prescribed rates i.e. for: 1 year TD? 1) 5% 2) 6% 3) .5% 4) Both 1&2 23 Minimum amount for opening KVP- for Rs--- ? 1) 1000/- 2) 100/- 3) Both 4)500/- 24 In KVP Certificate Cancellation or change of nomination charge for Rs----.? 1)10/- 2) 100/- 3) 50/- 4) Both 1&2 25 A blind or a person with physical infirmity (incapable of operating account) may pledge his deposit by authorizing any literate individual. 1) Illiterate 2) Literate 3) Both 4) Any one 26 During Pre mature closure of Accounts in TD what is the minimum times limited before which no deposit can be withdrawn ? 1) six month 2) 2 Year 3) Bothi&ii 4)1 Year 27 How many category available in TD scheme--? 1)8 2) 4 3) 5 4)6 28 Which of the following information not given in the passbook? 1) Name of the Scheme 2) Nomination reg. no. 3) Type of a/c 4) Nominees details. 29 Current rate of interest for NSC VIII is --? 1)5% 2)6.8% 3) 8% 4)3% 30 Current rate of interest for SSA is --? 1)5% 2)6.8% 3) 8% 4)7.6% 31 Which form is used for transfer of a saving a/c? 1) Form-1 2) Form-3 3) Form 4 4)None 32 What isthe fee to be charged for transfer of an a/c? 1) 50/- 2) 100+18% GST 3) 218 4)50/-+GST 33 How many maximum member opened joint a/c in MIS ? 1) 4 2)3 3) 5 4) 2 34 Minimum amount deposited by the customer at the time of opening of an MIS a/c? 1)500/- 2)50/- 3) 100/- 4)1000/- 35 Maximum amount deposited by the customer at the time of opening of joint a/c in MIS? 1)9 lac 2)4.5 lac 3) Both 1&2 4) Unlimited 36 The interest payable every month in MIS a/c is not claim by the a/c holder such interest? 1) Paid to the customer 2) TD rate 3) No interest paid to a/c holder 4)4% 37 MIS a/c Pre-mature closing after-? 1) 5 Year 2)Oneyear 3) six month 4) None 38 Complain lodge in District consumer for compensation within ? 1) One crore 2) 50 lac to 1 crore 3) 3crorer 4 None Ans1 39 Complain lodge in State consumer form compensation within ? 1) 50 lac 2) 1crore 3) 20 lac to 1 crore 4) All 40 Complain lodge in National commission for compensation within ? 1) 50 lac 2) Above 1crore 3) 20 lac to 1 crore 4) All

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